Hello friends I will show how create a stock vector illustration 3d credit card images.
I have used following techniques shown below in this 3ds max tutorial.

[1]-Choose the rectangle and create rectangle with the following size
    Apply the extude modifier with the amount of 3.5

[2]-Place the rectangle like me

[3]-Create text and place like me

[4]-Create another rectangle with the following size and place like me

[5]-Create one more rectangle and switch to the boolean now boolean the rectangle like me

[6]-Your object should like this

[7]-Open the rendering palette and use the below setting now create some line like me

[8]-Make the materials like me

[9]-Assign the materials like me

[10]-Set the skylight like this with the following paramets

[11]-This is final images